Are you looking for the best credit cards to help you earn rewards and cashback? Look no further!
We’ve researched and compiled a list of the top 10 best credit cards for rewards and cashback. With these cards, you can earn points, miles, and cashback while making everyday purchases.
Let’s find out which credit card is right for you. Start taking advantage of these fantastic rewards today!
Get to Know – 10 Best Credit Cards for Rewards and Cashback
Like most people, credit cards are a way to borrow money or get a better interest rate on purchases. But some great cards offer rewards and cash back. Here are the top 10 cards for rewards and cashback, based on our analysis of the best offers available.
Discover it® Cash Back
This top-rated credit card comes with a generous cashback rewards program.
With this card, you’ll earn an impressive 5% cashback on rotating categories each quarter and an unlimited 1% cashback on all other purchases. Plus, new cardholders can get their Cashback Match for their first year. You’ll receive a match at the end of your first year on all cash back earned.
If you’re looking for a simple rewards card that pays out big time, look no further than discover it® Cash Back.
Citi® Double Cash Card – 18-month BT offer
The Citi® Double Cash Card is an excellent choice for those looking to maximize their rewards and cashback.
With this card, you can earn up to 2% cash back on all purchases. 1% when you purchase and 1% when you pay it off. After that period, you also get a preceding 18-month 0% APR on balance transfers and a long-term 18.49% – 28.49% APR on balance transfers.
The Citi® Double Cash Card is an excellent choice for those who want to earn rewards and cashback without any annual fees.
Wells Fargo Propel American Express® card
This card is excellent for those who want to maximize their rewards.
It offers 3x points on eating out and ordering in, gas stations, rideshares, flights, hotels, homestays, car rentals, and popular streaming services.
Plus, it has no annual fee and a sign-up bonus of 30,000 points when you spend $3,000 in the first three months. The Regular APR is 14.49% – 24.99%.
On balance transfers, you’ll pay either $5 or 3% (for 120 days, then 5%) of the amount of each transfer, whichever is greater. Plus, you’ll get up to $600 of cell phone protection when you pay your phone bill with your card.
With its extensive list of benefits, the Wells Fargo Propel American Express® card is ideal for those looking to maximize their rewards.
Chase Freedom Unlimited
The Chase Freedom Unlimited is an excellent rewards credit card.
It offers 1.5% cash back on every purchase, plus a generous signup bonus of $200 when you spend $500 in the first 3 months. The card has no annual fee and features a 0% introductory APR for 15 months on purchases and balance transfers.
The regular ARP is 19.24%-27.99%. Also, it has additional benefits, such as purchase protection and extended warranty coverage.
With Chase Freedom Unlimited, you can maximize your cash-back rewards and get the most value for your money.
Bank of America® Cash Rewards credit card
The Bank of America® Cash Rewards credit card is an excellent option for earning rewards and cash back.
With it, you can earn 3% cash back on gas and 2% at grocery stores and wholesale clubs, up to $2,500 in combined purchases each quarter. You can also earn 1% unlimited cash back on all other purchases. The card has no annual fee.
You’ll get access to the Bank of America® Preferred Rewards program with additional benefits such as higher rewards rates and more.
Capital One® Savor® Cash Rewards Credit Card
The Capital One® Savor® Cash Rewards Credit Card is great for those looking to maximize their rewards and cash back.
With this card, you can earn 3% cash back on dining and entertainment, 3% cash back at grocery stores, and 1% on all other purchases. Plus, you can enjoy an introductory bonus of up to $200 in cash back after spending $500 in the first 3 months.
American Express® Blue Cash Everyday® Card
The American Express® Blue Cash Everyday® Card is great for those looking to maximize their cashback rewards.
With this card, you can get up to 3% cashback on U.S. supermarket purchases, 2% at U.S. gas stations, and 1% on all other eligible purchases. You also receive a $150 statement credit after spending $1,000 in the first three months. Plus zero annual fees and no foreign transaction fees.
U.S. Bank Cash Visa Signature® Card
With this card, you’ll get 5% cash back on your first $2,000 combined eligible net purchases each quarter in two categories.
You’ll also get 2% cash back on your first $2,000 combined eligible net purchases each quarter and 1% unlimited cash back on all other purchases. The card also has a 0% introductory APR for 12 months on balance transfers and an ongoing competitive APR.
HSBC Cash Rewards Mastercard® credit card
With this card, you’ll earn 3% cashback on all purchases in the first 12 months, 2% cashback at grocery stores and wholesale clubs, and 1.5% on all other purchases. Additionally, there’s no annual fee and a 0% APR on balance transfers for the first 15 months.
BB&T Bright Card
This card offers cash back in the form of a statement credit, with 2% cash back earned on gas and grocery purchases and 1% cash back on all other purchases. You also get 0% introductory APR on balance transfers, purchases for 12 months, and no annual fee.
With this card, you can also redeem your rewards points for travel, gift cards, and merchandise.
Conclusion
Finding the best rewards credit card for your lifestyle and spending habits can be challenging.
Knowing which card is right for you can be overwhelming with many available options. Our list of the top 10 best credit cards for cashback is designed to help you find the card that fits your needs.
By comparing each card, you’ll be able to pick the one that best fits your financial goals.
