Top Debt Relief Companies That Actually Work: Expert-Verified Guide (Summer 2025)
American credit card debt has hit $1.21 trillion. This makes finding the best debt relief companies more significant than ever. Credit card interest rates now hover near 22%, and more people fall behind on payments each month. Many Americans now feel stuck in a cycle of never-ending debt. Let’s get into the most trusted debt […]
How to Start Building Credit: Expert Guide for Complete Beginners (2025)
Your credit score depends on several key factors. Payment history makes up 35% of your FICO score and stands as the most important element that determines creditworthiness. Lenders look at credit utilization as the second biggest factor at 30% to see how well you manage your available credit (how to start building credit). You have […]
How to Get Out of Debt Fast: A Proven Path to Financial Freedom
How to Get Out of Debt Fast
How to Get a Loan with Bad Credit in 2025: A Simple Step-by-Step Guide
Bad credit won’t stop you from getting a loan, even though many people think it will. Credit scores as low as 300 can qualify for personal loans, and some lenders accept people who have no credit history at all. The financial world creates big challenges for these borrowers. Your creditworthiness determines your interest rates, which […]
Debt Consolidation vs Balance Transfer: Which Saves More Money in 2025?
Americans face a choice between credit card (debt consolidation vs balance transfer) debt consolidation and balance transfer options as nearly 83% of them make debt repayment their priority this year. The average American carries almost $8,000 in credit card debt, making economical solutions crucial right now. The situation looks even more pressing since almost 53% […]
Top High Yield Savings Accounts That Actually Beat Inflation [June 2025 Guide]
![Top High Yield Savings Accounts That Actually Beat Inflation [June 2025 Guide]](https://consumersweek.com/wp-content/uploads/2025/06/66ca8e0a-7257-42f0-a88c-50e573abfd0f-1024x584.webp)
High yield savings accounts up to 5% APY in 2025 blow away the national average savings rate of 0.45%. The math speaks for itself – a $10,000 balance could earn you $500 a year instead of just $45 in a regular account. The Fed’s recent rate cuts haven’t changed the fact that high-yield accounts are […]
Are Buy Now Pay Later Apps Safe The Real Truth About BNPL
Buy now pay later apps are changing how consumers shop faster, with the market projected to reach a staggering $184.05 billion by 2030. These services offer both benefits and major risks. A recent survey showed that 4 in 10 BNPL users had paid late on at least one of their loans in the last year. […]
The Best Credit Cards for Building Credit with No Credit History
It’s easy to get overwhelmed when just starting with credit cards and building credit. With so many different types of cards available, it can be challenging to know which one is right for you. If you have no credit history, it can be harder to figure out which card is best. Fortunately, several great credit […]
The Pros and Cons of Using Balance Transfer Credit Cards
Balance transfer credit cards offer a practical way to manage debt by moving high-interest balances to a lower-rate card. While they can be a helpful tool, it’s important to understand both the pros and cons before making a decision. Looking to pay off debt faster and save on interest? Balance transfer credit cards can be […]
The Top 10 Best Credit Cards for Rewards and Cashback
Are you looking for the best credit cards to help you earn rewards and cashback? Look no further! We’ve researched and compiled a list of the top 10 best credit cards for rewards and cashback. With these cards, you can earn points, miles, and cashback while making everyday purchases. Let’s find out which credit card […]